Kid Cents

Teaching Kids Healthy Money Habits

Have you ever thought?

✓ Are you tired of your kids asking you to buy things for them when you’ve just given them money?

✓ Do you dread shopping with them for fear of the “I want that” meltdown in the aisle?

✓ Do you dream of your kids understanding the value of work and money, the joy of giving to others, and skipping entitlement altogether?

Kid Cents is your roadmap to financial harmony and confidence!

How many times have you said to yourself, “I wish I had the confidence to teach my kids financial intelligence.”

Most parents don’t feel confident in their understanding of financial concepts or worry that talking about money will cause stress for their kids.

With the right tools and strategies, you can create a solid financial foundation that will give them the confidence to make smart financial decisions, save for emergencies, understand basic investing, experience the value of living within their means, and the safety of making mistakes when the consequences are low. Kid’s Cents will help you confidently set your child up for a lifetime of financial freedom.

What You’ll Gain

  • ✓A Clear, Customized Allowance Plan

    ✓Emotion-free “I’m not buying that” conversations

    ✓Confidence in age-appropriate family finance discussions

    ✓Responsibility & Independence-building strategies

    ✓Supportive parenting community

Your 7-Week Path to Financial Harmony

Fall Groups Begin the Week of September 8th!

Join the interest list for updates over the summer!

Week 1: Mindset Matters

✓ Discover your hidden money beliefs and how they shape your financial decisions

✓ Transform and improve your financial confidence

✓ Master money vocabulary for family conversations

Week 2: Tool #1 - The Purposeful Piggy Bank

✓ Unlock the piggy bank’s true power

✓ Teach savings vs. emergency fund vs. retirement funds simply

✓ Build excitement for delayed gratification

Week 3: Tool #2 - Money is a Tool

✓ Age-appropriate earning strategies that work

✓ Empower kids to buy their own wants

✓ Master the differences between chores & allowance

Week 4: Tool #3 - Budgeting

✓ Create kid-friendly budgeting systems

✓ Practice real-world spending decisions together

✓ Build their confidence in money management skills

Week 5: Tool #4 - Discernment + Critical Thinking

✓ Turn shopping trips into natural teaching moments

✓ Four questions to shift impulse buying to thoughtful purchasing

✓ Have judgement-free purchase conversations

Week 6: Tool #5 - Talking About Family Finances

✓ Master calm money conversations

✓ Confidently explain financial tools without stress

✓ Navigate a cashless world with kids

Week 7: Celebrating Successes and Review

✓ Create positive money language patterns

✓ Celebrate your family’s financial wins

✓ Launch kids toward lifelong money confidence

Meet Your Guide

Sarah DeLaBarre, FCM

Sarah’s goal is to help clients understand personal finance, eliminate fear, and bring their financial goals into focus!

With 23 years of experience in corporate finance and consulting, she has helped several small businesses succeed and prepare for downtimes. Sarah has also provided personalized coaching to individuals seeking to improve their finances and eliminated the fear of finances through education and planning.

  • Sarah believes in the power of organized spaces, and finances, for a calmer mind, allowing you to live life to the fullest and reduce unnecessary stress. A calmer mind also comes from having an attainable plan for personal finances. Her financial focus shifted from businesses to individuals when her husband retired from the military, prompting them to prioritize budgeting and financial planning. She brings practical life experience to teach her kids and clients about money management and encourages them to be proactive in reaching their financial goals.

    She can’t wait to come alongside you and help you get your financial house in order!

✺ Frequently Asked Questions ✺

  • Don't worry if you're not a numbers person, this program is totally suitable for you! You don't need to be good at math to understand and control your finances. It's all about recognizing your relationship with money and your mindset, defining your goals, and learning how to achieve them using money as a tool. So don't let the numbers scare you off, you'll get all the tools, worksheets, and tips you need to navigate the process without any problems!

  • Hey, don't worry! This course is designed to guide you through understanding your finances step-by-step. Even if you've never budgeted or used a budgeting tool before, you won't be alone in starting from scratch. We'll go through it all together, and we're really hoping beginners like you will join us. Remember, asking questions helps us all grow stronger, so don't be shy!

  • This program will help you find a budgeting style that works specifically for you. Everyone is unique and budgeting styles can be too. We'll be working with you to figure out a budgeting style that fits your personality, spending habits, and preferences to create a budget that feels tailor-made just for you. Trust us, with a little bit of effort and a lot of fun, you'll be on your way to budgeting success in no time.

  • It's important to not assume that your spouse is managing your family's finances well just because they are the one handling it. They might unknowingly be leading your family towards debt or not saving enough for the future. Regardless of how well your spouse is managing the finances, it's always beneficial for both of you to be aware of where your money is going each month. By working together, you can strengthen your relationship and have a better understanding of your financial situation. Moreover, discussing important financial decisions can help alleviate stress for both you and your spouse.

  • The short answer, NO! The best time to start is now. Do you wish you would have started 20 years ago? Imagine how you’d feel if you waited another 20 years or even 10 years. I’d put money on the fact that your future self will thank your current self for starting today. It's time to start making a plan for your money and change how you feel about retiring. You may have a shorter time to save, but starting today and making a plan for your future will give you better results than waiting and wishing you had done it differently.

  • We don’t love the idea of putting this class on your credit card. But if this is the last debt you incur, then we’re on board. Why, because we have seen the power this class has to provide you with a plan to pay off debt than you previously thought possible. This class is an investment in You: your self-care, understanding of your finances, reaching your money goals, and confidence in yourself when it comes to managing your money.